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Reverse Mortgage Specialists in Annapolis, MD

Compare reverse mortgage specialists in Annapolis. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Annapolis, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 20 reverse mortgage specialists in Annapolis, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bay Capital Mortgage Corporation
2553 Housley Rd, Annapolis, MD 21401
4109746044
South River Mortgage
1750 Forest Dr Suite 195, Annapolis, MD 21401
8442306679
Channel Marker Mortgage
1730 West St Suite 205, Annapolis, MD 21401
4106301165
Meridian Bank Mortgage
2448 Holly Ave, Annapolis, MD 21401
4107799513
Jason Nader - First Home Mortgage | NMLS ID 313085
900 Bestgate Rd | Suite 310, Annapolis, MD 21401
2408824830
Matt Nader - First Home Mortgage
900 Bestgate Rd Suite 310, Annapolis, MD 21401
2408828006
Redwood Mortgage Services
2077 Somerville Rd Suite 220, Annapolis, MD 21401
4102661621
Jordan Kingsbury with Vellum Mortgage
115 West St Suite 200, Annapolis, MD 21401
4436847899
George Matthews - Motto Mortgage Prosperity
306 State St, Annapolis, MD 21403
4105999700
First Home Mortgage - Annapolis
|, 900 Bestgate Rd Suite 310, Annapolis, MD 21401
4105712020
Lamborne Lending, Powered by NEO Home Loans
900 Bestgate Rd Suite 202, Annapolis, MD 21401
4107039690
Downs Mortgage Group
115 West St Suite 200, Annapolis, MD 21401
2028992603
Fidelity First Mortgage
707 Bestgate Rd, Annapolis, MD 21401
8662662544
Brian Masterson - Bay Capital Mortgage
2553 Housley Rd #200, Annapolis, MD 21401
4103360806
Chris Edge - First Home Mortgage - NMLS 1017539
900 Bestgate Rd Suite 310, Annapolis, MD 21401
4107081075
David Rossiello
888 Bestgate Rd, Annapolis, MD 21401
4109522048
Nicole Fiscella - Prosperity Home Mortgage
635 N Bestgate Rd #100, Annapolis, MD 21401
4437458972
NFM Lending - Matthew Palmer
111 Forbes St Suite 200, Annapolis, MD 21401
2023029692
Rosedale Bank
77 West St #310, Annapolis, MD 21401
4103057800
Sean Lyon
128 Lubrano Dr, Annapolis, MD 21401
4108628523

A reverse mortgage specialist in Annapolis Maryland helps homeowners aged 62 and older convert home equity into tax free funds. Maryland law requires borrowers to complete HUD approved counseling before applying for a Home Equity Conversion Mortgage. Local specialists understand Annapolis property values and can guide you through the unique requirements of Maryland reverse mortgage rules.

What Does a Reverse Mortgage Specialist in Annapolis Cost?

Typical costs for a reverse mortgage specialist in Maryland include an origination fee up to 2 percent of the home value and a mortgage insurance premium of 2 percent of the appraised value. Closing costs such as appraisal title search and recording fees usually range from 2000 to 5000 dollars. These costs can be financed into the loan so you pay little upfront. Note that this is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Annapolis Maryland?
You must be at least 62 years old to qualify for a reverse mortgage in Annapolis. All borrowers listed on the title must meet this age requirement. Maryland law does not allow exceptions to this federal rule.
Do I need to complete counseling before getting a reverse mortgage in Maryland?
Yes Maryland law requires all reverse mortgage applicants to complete a counseling session with a HUD approved counselor. This session must happen before you can submit a loan application. The counselor will explain loan terms costs and alternatives.
Can I lose my home with a reverse mortgage in Annapolis?
Yes you can lose your home if you fail to pay property taxes homeowners insurance or maintain the property. Maryland law also requires you to live in the home as your primary residence. A reverse mortgage specialist can explain all obligations clearly.