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Directory of reverse mortgage specialists in Aberdeen, Maryland. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Aberdeen, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 2 reverse mortgage specialists in Aberdeen, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Credence Funding Corporation
1200 Technology Dr # A, Aberdeen, MD 21001
4104175665
Encore Mortgage Solutions, Corp.
500 Old Robinhood Rd, Aberdeen, MD 21001
4433473115
A reverse mortgage specialist in Aberdeen, Maryland can help older homeowners access home equity without monthly payments. Maryland law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). This process is common in Harford County and the surrounding Aberdeen area.
What Does a Reverse Mortgage Specialist in Aberdeen Cost?
Costs for a reverse mortgage specialist in Maryland typically include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. These costs can range from 2000 to 6000 dollars depending on the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications should a reverse mortgage specialist in Aberdeen have?
A specialist should be licensed in Maryland and have experience with HECM loans. They must follow federal and state rules, including the requirement for third-party counseling.
Are there Maryland-specific requirements for reverse mortgages?
Yes, Maryland requires borrowers to attend a HUD-approved counseling session before applying. The state also has a three-day right of rescission after closing, allowing you to cancel the loan.
How do I choose a reverse mortgage specialist in Aberdeen?
Look for specialists who are members of the National Reverse Mortgage Lenders Association. Check their license status with the Maryland Department of Financial Regulation and read client reviews.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.