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Find Reverse Mortgage Specialists in St Simons Island, GA
Compare reverse mortgage specialists in St Simons Island. Review contact information and insurance categorys before you decide.
15 agents listed
Updated May 2026
St Simons Island, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 15 reverse mortgage specialists in St Simons Island, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LendLogic - St Simons Island
1607 Frederica Rd suite 102, St Simons Island, GA 31522
9122684064
Stephen Moreno, IV - Capital City Home Loans
621 Ocean Blvd, St Simons Island, GA 31522
9127712115
Lendingchics at Bank of England Mortgage
2483 Demere Rd Suite 201, St Simons Island, GA 31522
5132255297
Ameris Bank
3811 Frederica Rd, St Simons Island, GA 31522
9126341270
Somerset Mortgage Corporation
1607 Frederica Rd #201, St Simons Island, GA 31522
9122307700
Streamline Wealth
20 Market St Ste 106, St Simons Island, GA 31522
9122574195
Capital City Home Loans
621 Ocean Blvd, St Simons Island, GA 31522
9126383005
Truist
501 Sea Island Rd, St Simons Island, GA 31522
9126387966
Mark North - Ameris Bank Mortgage
3811 Frederica Rd, St Simons Island, GA 31522
4043877273
Best Life Home Loans
5500 Frederica Rd Suite 1219, St Simons Island, GA 31522
9127716224
Cornerstone First Mortgage NMLS#173855
1700 Frederica Rd STE 106, St Simons Island, GA 31522
9123422401
Synovus Bank
401 Sea Island Rd, St Simons Island, GA 31522
8887966887
Morgan Stanley Financial Advisors
475 Sea Island Rd, St Simons Island, GA 31522
9122683300
Merrill Lynch Wealth Management
103 Main St, St Simons Island, GA 31522
9122911100
SWBC Mortgage St. Simons Island
507 Ocean Blvd Ste 202, St Simons Island, GA 31522
6788225342
A reverse mortgage specialist in St Simons Island Georgia helps homeowners aged 62 and older access home equity without monthly payments. Georgia law requires borrowers to complete HUD approved counseling before obtaining a Home Equity Conversion Mortgage. The specialist guides clients through the process including loan terms and repayment obligations.
What Does a Reverse Mortgage Specialist in St Simons Island Cost?
Typical costs for a reverse mortgage in Georgia include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Third party costs such as appraisal title search and recording fees range from 1000 to 3000 dollars. The upfront mortgage insurance premium is 2 percent of the appraised value. Annual mortgage insurance costs 0.5 percent of the loan balance. These costs vary by situation and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in St Simons Island Georgia?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement. Georgia law does not add any additional age restrictions beyond the federal HUD rule.
Do I need counseling before getting a reverse mortgage in Georgia?
Yes federal law requires HUD approved counseling for all reverse mortgage borrowers. Georgia does not have a separate state counseling requirement. The session covers loan costs payment options and alternatives.
What property types qualify for a reverse mortgage on St Simons Island?
Qualifying properties include single family homes HUD approved condominiums and manufactured homes that meet FHA standards. The property must be the borrowers primary residence. Second homes and investment properties do not qualify.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.