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Compare Reverse Mortgage Specialists in Braselton, GA
Directory of reverse mortgage specialists in Braselton, Georgia. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Braselton, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 2 reverse mortgage specialists in Braselton, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Dennis Moseley
6634 Hwy 53 Suite 200, Braselton, GA 30517
6784003510
New American Funding - Albin Suvalic
6634 Hwy 53 Suite 200, Braselton, GA 30517
6782733074
A reverse mortgage specialist in Braselton Georgia helps homeowners aged 62 and older convert home equity into loan proceeds. Georgia law requires that borrowers receive HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists guide clients through the process including property tax and insurance obligations specific to Georgia.
What Does a Reverse Mortgage Specialist in Braselton Cost?
Typical costs for a reverse mortgage specialist in Georgia include an origination fee of up to $6,000 for HECM loans and a mortgage insurance premium of 2% of the appraised value. Third-party costs such as appraisal title and recording fees range from $1,500 to $4,000. Annual servicing fees are capped at $35 per month. These costs vary by lender and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Braselton Georgia?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence and meet HUD minimum property standards. Georgia law does not add extra age or income requirements beyond federal HECM rules.
How does a reverse mortgage affect my heirs in Georgia?
Heirs can repay the loan and keep the home or sell the property to satisfy the debt. Georgia allows heirs up to 12 months after the last borrower dies to decide. If the loan balance exceeds home value heirs are not personally liable due to the non-recourse feature of HECM loans.
Are reverse mortgage proceeds taxable in Georgia?
Reverse mortgage proceeds are not considered taxable income by the IRS or the state of Georgia. They are treated as loan advances not income. However interest on the loan is not deductible until the loan is repaid.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.