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Browse reverse mortgage specialists serving Athens, Georgia. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Athens, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 11 reverse mortgage specialists in Athens, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Charlie Fleming, Remarkable Mortgage
One Press Pl Suite 201, Athens, GA 30601
4042132447
Joe Bishop - Ameris Bank Mortgage
1045 S Milledge Ave, Athens, GA 30605
7063403972
Cleveland Miller - BankSouth Mortgage Loan Officer
100 Athens Town Blvd Ste 2, Athens, GA 30606
3364551153
Capital City Home Loans
1045 S Milledge Ave Suite 201, Athens, GA 30605
7064242275
Clyde The Mortgage Guy: Clyde Penton, Mortgage Lender NMLS #979755
1494 Prince Ave, Athens, GA 30606
4046047013
Athens Mortgage
710 S Milledge Ave, Athens, GA 30605
7063699307
Derek Conley - Ameris Bank Mortgage
1045 S Milledge Ave, Athens, GA 30605
6789203786
Andy Eastman - Ameris Bank Mortgage
1045 S Milledge Ave, Athens, GA 30605
7062554493
Metro Mortgage of Georgia Inc
3722 Atlanta Hwy #3, Athens, GA 30606
7065438820
Todd Cowart - Regions Mortgage Loan Officer
2009 Prince Ave, Athens, GA 30606
6784885308
Todd Pityer - Ameris Bank Mortgage
1045 S Milledge Ave, Athens, GA 30605
6784885944
A reverse mortgage specialist in Athens Georgia helps homeowners aged 62 and older convert home equity into tax-free funds. Georgia law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage HECM. Specialists in Athens guide clients through the process while explaining how local property tax and insurance obligations must still be met.
What Does a Reverse Mortgage Specialist in Athens Cost?
Typical costs for a reverse mortgage specialist in Georgia include an origination fee capped at 6000 dollars and an upfront mortgage insurance premium of 2 percent of the home value. Appraisal fees range from 450 to 600 dollars and third party closing costs average 2000 to 4000 dollars. Counseling fees are about 125 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Athens Georgia?
Borrowers must be at least 62 years old. The youngest spouse must meet this age if both are on the loan. Georgia does not have additional age requirements beyond federal HUD rules.
Do I need to own my home free and clear to get a reverse mortgage in Athens?
No you do not. You can have an existing mortgage but the reverse mortgage must pay it off first. The remaining equity then becomes available to you. Georgia law does not change this federal requirement.
What fees are typical for a reverse mortgage specialist in Georgia?
Fees include an origination fee up to 6000 dollars an appraisal fee around 450 to 600 dollars and closing costs of 2000 to 4000 dollars. Georgia also requires a counseling fee of about 125 dollars. All costs are capped by HUD rules.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.