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Find Reverse Mortgage Specialists in St. Augustine, FL
Directory of reverse mortgage specialists in St. Augustine, Florida. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
St. Augustine, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 reverse mortgage specialists in St. Augustine, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coast2Coast Mortgage Lending
125 B King St, St. Augustine, FL 32084
9044691579
Florida Mortgage Brokerage Voted Best Mortgage Broker 2022-2025 by GuideToFlorida Magazine
108 Sea Grove Main St suite c, St. Augustine, FL 32080
9044957515
Jimmy Todd - Coast2Coast Mortgage - NMLS 1608236
93 1/2 King St, St. Augustine, FL 32084
9045898372
Carmen Richardson NMLS# 375570 - Coast2Coast Mortgage Lending
93 1/2 King St, St. Augustine, FL 32084
9049947003
Katie Ditton - Ameris Bank Mortgage
4070 US-1, St. Augustine, FL 32086
3862378615
Stephanie M. Spink - Coast2Coast Mortgage Lending - NMLS: 908730
125 B King St, St. Augustine, FL 32084
3524548801
Boom Mortgage
6231 Costanero Rd, St. Augustine, FL 32080
9046799979
Wade Lewis | Coast2Coast | Mortgage Lending
93 1/2 King St, St. Augustine, FL 32084
3523473303
St. Augustine Mortgage | Fidelity Home Group
100 Island Cottage Way, St. Augustine, FL 32080
9046502900
Coast2Coast Mortgage Lending | Eric Marques
93 1/2 King St, St. Augustine, FL 32084
5133780911
Accolade Home Loans
3301 E Heritage Cove Dr, St. Augustine, FL 32092
9045103998
What Does a Reverse Mortgage Specialist in St. Augustine Cost?
Typical costs for a reverse mortgage in Florida include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Closing costs like appraisal title and recording fees range from 2000 to 5000 dollars. The upfront mortgage insurance premium is 2 percent of the appraised value. These costs are usually financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in St. Augustine Florida?
A reverse mortgage specialist guides you through the Florida reverse mortgage process including eligibility counseling and loan options. They help you understand how the loan works and what fees apply. In Florida you must be 62 or older and own your home outright or have a low mortgage balance.
Are there Florida-specific rules for reverse mortgages?
Yes Florida requires a mandatory HUD-approved counseling session before you can apply. The state also has a three-day right of rescission after closing. Florida law protects non-borrowing spouses in some cases but you should verify details with your specialist.
How long does a reverse mortgage take in St. Augustine Florida?
The process usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or counseling takes longer. Florida law does not set a specific timeline but most lenders complete the process within two months.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.