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Find Reverse Mortgage Specialists Near You in Clearwater, FL
Compare reverse mortgage specialists in Clearwater. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Clearwater, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 18 reverse mortgage specialists in Clearwater, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Katie Blake at Guaranteed Rate
2701 Sunset Point Rd, Clearwater, FL 33759
7272642075
McCaughan Home Lending (Powered by Lower, LLC) - Clearwater Branch
14141 46th St N Suite 1201 Suite 1213, Clearwater, FL 33762
8132303433
Florida Capital Consultants LLC
Summit Executive Center, 13575 58th St N, Clearwater, FL 33760
7274240638
Superior Mortgage Solutions
4590 Ulmerton Rd #104, Clearwater, FL 33762
7275048628
GoRascal
2454 McMullen Booth Rd Suite 716, Clearwater, FL 33759
8138200009
Ruth Schoenherr, Mortgage Broker
1402 Sunset Dr, Clearwater, FL 33755
7274472418
Jeannine Smith - Mortgage Lender, Aslan Home Lending Corp.
4590 Ulmerton Rd Suite 209, Clearwater, FL 33762
7277723459
Best Finance
600 Cleveland St Ste 248, Clearwater, FL 33755
8135827432
Money Street Mortgage, LLC
29399 US Hwy 19 N STE 350, Clearwater, FL 33761
7275455626
SafePoint Mortgage
1727 Coachman Plaza Dr Suite 210, Clearwater, FL 33759
7272284545
Choice Real Estate Funding, LLC
551 S Duncan Ave, Clearwater, FL 33756
7277243800
Sean Moore - VanDyk Mortgage Corporation
14141 46th St N STE 1201 Suite 1213, Clearwater, FL 33762
7274554768
Florida's Best Reverse Mortgage Company (Clearwater/St. Pete)
13575 58th St N Ste 108, Clearwater, FL 33760
7278286061
Florida's Best Mortgage Company
13575 58th St N Ste 108, Clearwater, FL 33760
7275384257
Reverse mortgage specialists in Clearwater Florida help homeowners aged 62 and older access home equity without monthly payments. Florida law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Clearwater specialists guide clients through the FHA-insured HECM program and local property tax considerations.
What Does a Reverse Mortgage Specialist in Clearwater Cost?
Typical costs for a reverse mortgage in Florida include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording. Total closing costs often range from 5,000 to 15,000 depending on the home value and loan type. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Clearwater Florida?
A reverse mortgage specialist is a licensed professional who helps seniors understand and apply for reverse mortgages. In Clearwater they focus on the FHA-insured HECM program and explain Florida-specific rules like homestead exemption and property tax deferral.
What are the age requirements for a reverse mortgage in Florida?
Borrowers must be at least 62 years old to qualify for a reverse mortgage in Florida. All homeowners listed on the title must meet this age requirement. The property must be the borrower's primary residence.
Do I need counseling before getting a reverse mortgage in Florida?
Yes Florida law and federal HUD rules require all borrowers to complete a counseling session with a HUD-approved counselor. This session must happen before you can submit a loan application. The counselor explains loan terms costs and alternatives.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.