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Find Reverse Mortgage Specialists Near You in Casselberry, FL

Directory of reverse mortgage specialists in Casselberry, Florida. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Casselberry, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 reverse mortgage specialists in Casselberry, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Luxe Mortgage Lending, Inc.
204 Obrien Rd, Casselberry, FL 32730
4077305210
Luxe Mortgage Enzo Collado
204 Obrien Rd, Casselberry, FL 32730
4075769019

A reverse mortgage specialist in Casselberry Florida helps older homeowners access home equity without monthly payments. Florida law requires borrowers to complete a counseling session with a HUD-approved agency before applying. Casselberry residents benefit from local specialists who understand Seminole County property values and Florida homestead exemption rules.

What Does a Reverse Mortgage Specialist in Casselberry Cost?

Typical costs for a reverse mortgage in Florida include an origination fee of up to 2 percent of the home value (capped at 6000 dollars), a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search which can range from 500 to 2000 dollars. Closing costs often total between 3000 and 8000 dollars but can be financed into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist in Casselberry do?
A reverse mortgage specialist guides homeowners through the process of obtaining a Home Equity Conversion Mortgage (HECM). They explain eligibility requirements such as being at least 62 years old and owning a home with sufficient equity. Specialists also help with required counseling and loan documentation specific to Florida.
Are there Florida-specific rules for reverse mortgages?
Yes Florida requires all reverse mortgage borrowers to complete a HUD-approved counseling session before loan approval. Florida also has a 3-day right of rescission after closing which allows borrowers to cancel the loan without penalty. Additionally Florida law limits the amount of loan proceeds that can be taken as a lump sum in the first year.