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Compare Reverse Mortgage Specialists in Middleburg, FL
Looking for a reverse mortgage specialist in Middleburg? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Middleburg, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 reverse mortgage specialists in Middleburg, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Herd Lending
14 Swimming Pen Dr, Middleburg, FL 32068
9543042763
MiMortgage - Jacksonville
1635 Farm Way STE 401, Middleburg, FL 32068
9042695992
PNC Mortgage
2380 Blanding Blvd, Middleburg, FL 32068
9045648160
A reverse mortgage specialist in Middleburg Florida helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Florida law requires borrowers to complete a HUD-approved counseling session before applying for a Home Equity Conversion Mortgage (HECM). Middleburg residents benefit from specialists who understand local property values and the specific rules for Florida homestead properties.
What Does a Reverse Mortgage Specialist in Middleburg Cost?
Typical costs for a reverse mortgage specialist in Florida include an origination fee of up to 2 percent of the home value (capped at 6,000 dollars), a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording which can range from 1,500 to 3,500 dollars. Closing costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Middleburg Florida?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be a co-borrower. Florida law follows federal HECM guidelines for age eligibility.
Do I need to own my home free and clear to get a reverse mortgage in Middleburg?
No you do not need to own your home free and clear. You can use a reverse mortgage to pay off an existing mortgage. Florida law requires that any existing liens be paid off at closing.
What counseling is required for a reverse mortgage in Florida?
Florida law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session must occur at least 7 days before you sign the loan documents. The counselor explains loan terms costs and alternatives.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.