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Compare Reverse Mortgage Specialists in Hallandale Beach, FL
Looking for a reverse mortgage specialist in Hallandale Beach? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Hallandale Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 6 reverse mortgage specialists in Hallandale Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Clear 2 Close Home Loans
221 W Hallandale Beach Blvd, Hallandale Beach, FL 33009
8338725225
Spark Mortgage Advisors
520 S Dixie Hwy Suite 215, Hallandale Beach, FL 33009
3059073000
Giovanny Mirabal
221 W Hallandale Beach Blvd, Hallandale Beach, FL 33009
7863556164
Joel Espelosin
221 W Hallandale Beach Blvd, Hallandale Beach, FL 33009
9542601895
South Florida Mortgage Team with Clear2Close Home Loan Corp.
221 W Hallandale Beach Blvd Suite 101, Hallandale Beach, FL 33009
9547325031
A+ Financial Equities Corp.
2500 E Hallandale Beach Blvd #810, Hallandale Beach, FL 33009
9544556488
Reverse mortgage specialists in Hallandale Beach Florida help homeowners aged 62 and older access home equity without monthly payments. Florida law requires borrowers to complete counseling from a HUD-approved agency before obtaining a reverse mortgage. Local specialists understand the unique real estate market in Hallandale Beach and can guide you through the process.
What Does a Reverse Mortgage Specialist in Hallandale Beach Cost?
Typical costs for a reverse mortgage in Florida include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent upfront plus 0.5 percent annually and third party fees for appraisal title and recording. Total closing costs often range from 5,000 to 15,000 depending on the loan amount and property. These costs are usually financed into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications should a reverse mortgage specialist in Hallandale Beach have?
A qualified specialist should hold a valid Florida mortgage loan originator license and have experience with HECM loans. They must follow Florida Statute 494 which governs mortgage lending. Ask about their familiarity with Hallandale Beach property values and HUD guidelines.
Are there Florida-specific rules for reverse mortgage proceeds?
Yes Florida law requires that proceeds from a reverse mortgage be used for loan related costs or home improvements unless otherwise agreed. Borrowers must also receive counseling from a HUD approved agency before closing. The loan must be clearly explained in terms the borrower can understand.
How long does the reverse mortgage process take in Florida?
The process typically takes 30 to 45 days from application to closing in Florida. This includes mandatory counseling a property appraisal and underwriting. Delays can occur if the home needs repairs or if there are title issues.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.