ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Reverse Mortgage Specialists in Temple City, CA
Directory of reverse mortgage specialists in Temple City, California. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Temple City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 reverse mortgage specialists in Temple City, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
California commersial Lending
9124 E Las Tunas Dr, Temple City, CA 91780
6262812030
Temple City Mortgage Refinance
9563 E Las Tunas Dr, Temple City, CA 91780
6263745085
Ecom Mortgage, Inc. (dba Home Loan Mortgage Company)
9139 E Las Tunas Dr #120, Temple City, CA 91780
6263095300
Chase Home Lending
8905 E Las Tunas Dr, Temple City, CA 91780
2313435752
A reverse mortgage specialist in Temple City California helps homeowners aged 62 and older convert home equity into tax-free funds. California law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Temple City residents often use these loans to supplement retirement income or cover home repairs while remaining in their homes.
What Does a Reverse Mortgage Specialist in Temple City Cost?
Upfront costs include an origination fee capped at $6,000 by HUD, a mortgage insurance premium of 2% of the home value, and appraisal fees typically between $400 and $600. Annual costs include a 0.5% mortgage insurance premium and servicing fees around $30 per month. Total closing costs in California usually range from $2,500 to $8,000 depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Temple City?
Borrowers must be at least 62 years old. If there are multiple owners on the title, all owners must meet this age requirement. The home must be the borrowers primary residence.
Are reverse mortgages regulated differently in California?
Yes. California Civil Code Section 1923.2 requires a three-day right of rescission after loan closing. Lenders must also provide a list of HUD-approved counseling agencies. These rules protect borrowers from high-pressure sales tactics.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Temple City who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.