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Find Reverse Mortgage Specialists Near You in Alameda, CA
Browse reverse mortgage specialists serving Alameda, California. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Alameda, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 reverse mortgage specialists in Alameda, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mit Mann, Mortgage Broker, California Real Estate Services (CRES)
2411 Santa Clara Ave Suite 1, Alameda, CA 94501
5105622444
Jason Chan - Rocket Mortgage
1512 Webster St suite b, Alameda, CA 94501
9257275806
Stuart Davis @ e-Star Mortgage
2413 Webb Ave e2, Alameda, CA 94501
5105792330
Baumann Mortgage - Katrine Rosenlund Baumann
2216 Santa Clara Ave, Alameda, CA 94501
5106465474
The Finance Group
1101 Marina Village Pkwy, Alameda, CA 94501
5107646800
EstaR Mortgage
2413 Webb Ave STE E, Alameda, CA 94501
5104631003
EstaR Reverse
2413 Webb Ave STE E, Alameda, CA 94501
5104631003
California Real Estate Finance
35 Cork Rd, Alameda, CA 94502
5103258800
A reverse mortgage specialist in Alameda California helps older homeowners access home equity without monthly payments. California law requires borrowers to complete HUD-approved counseling before applying. Specialists guide clients through the process for properties in Alameda County including single-family homes and approved condos.
What Does a Reverse Mortgage Specialist in Alameda Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the home value with a cap of 6000 dollars. Third-party costs such as appraisal title insurance and recording fees range from 2000 to 5000 dollars. Mortgage insurance premiums are 2 percent of the home value upfront plus 0.5 percent annually. Costs vary by loan type and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Alameda do?
A specialist explains loan options calculates available funds and coordinates with HUD-approved counselors. They help Alameda homeowners understand eligibility requirements and closing costs. They do not provide financial advice but can clarify program rules.
Are reverse mortgages regulated differently in California?
Yes California has specific laws including a mandatory three-day right of rescission after closing. Lenders must provide a California-specific disclosure about loan terms and fees. The state also requires that borrowers receive counseling from a HUD-approved agency before the loan is approved.
What property types qualify in Alameda California?
Qualifying properties include single-family homes two-to-four unit buildings and FHA-approved condos. Manufactured homes may qualify if they meet HUD standards and are on a permanent foundation. The property must be the borrowers primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.