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Find Reverse Mortgage Specialists Near You in Adelanto, CA
Compare reverse mortgage specialists in Adelanto. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Adelanto, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 reverse mortgage specialists in Adelanto, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
US Bank Mortgage
11994 Palmdale Rd, Adelanto, CA 92301
7605301459
Chase Mortgage
14168 US-395, Adelanto, CA 92301
7605300228
A reverse mortgage specialist in Adelanto, California can help homeowners aged 62 and older access home equity without monthly payments. California law requires a mandatory counseling session with a HUD-approved counselor before applying for a Home Equity Conversion Mortgage (HECM). Specialists in Adelanto guide clients through the process, including property tax deferral options available in California.
What Does a Reverse Mortgage Specialist in Adelanto Cost?
Typical costs for a reverse mortgage in California include an origination fee up to 2.5 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees like appraisal and title search ranging from 500 to 1500 dollars. Annual mortgage insurance premiums are 0.5 percent of the loan balance. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Adelanto?
You must be at least 62 years old to qualify for a reverse mortgage in Adelanto, California. All borrowers listed on the title must meet this age requirement. The home must be your primary residence.
Do I need to own my home free and clear to get a reverse mortgage in Adelanto?
No, you do not need to own your home free and clear. You can have an existing mortgage, but the reverse mortgage proceeds must pay off that mortgage first. The amount you can borrow depends on your home value, age, and current interest rates.
What counseling is required for a reverse mortgage in Adelanto California?
California law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.