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Find Reverse Mortgage Specialists Near You in Sun City, CA
Browse reverse mortgage specialists serving Sun City, California. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Sun City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 reverse mortgage specialists in Sun City, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Point Mortgage Corporation
29737 New Hub Dr suit 103, Sun City, CA 92586
9516799200
Greg Herman Anchor Funding
27620 Charlestown Dr, Sun City, CA 92586
9512651607
A reverse mortgage specialist in Sun City California helps homeowners aged 62 and older access home equity without monthly payments. California law requires a mandatory counseling session with a HUD-approved agency before you can apply. This process allows you to convert part of your home equity into tax-free funds while retaining ownership.
What Does a Reverse Mortgage Specialist in Sun City Cost?
In California, reverse mortgage specialist fees typically range from 0 to 2 percent of the loan amount. Closing costs often include an origination fee of up to 6 percent of the first 200,000 dollars of the home value plus 2 percent of the amount over 200,000 dollars. Other costs may include appraisal fees of 400 to 800 dollars and a mortgage insurance premium of 2 percent of the home value. All costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Sun City California?
A reverse mortgage specialist is a licensed professional who guides homeowners through the Home Equity Conversion Mortgage (HECM) process. They explain loan terms, costs, and how California state laws affect your reverse mortgage. They do not provide legal advice but can help you understand your options.
Do I need to live in Sun City to use a local specialist?
No, you do not need to live in Sun City to work with a specialist in the area. However, using a local specialist can be helpful because they understand Riverside County property values and local housing market conditions. California law does not require you to use a specialist from your city.
What are the California-specific rules for reverse mortgages?
California law requires a mandatory HUD-approved counseling session before you can close a reverse mortgage. The state also has strict rules about disclosure of fees and interest rates. You must be at least 62 years old and own your home outright or have a low mortgage balance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.