Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 14 reverse mortgage specialists in Santa Maria, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mickey Hellman at Certainty Home Lending (NMLS #244724)
3529 Mercury Dr Office #1, Santa Maria, CA 93455
8058783541
Guild Mortgage - Cyndi Nunez
3535 Mercury Dr, Santa Maria, CA 93455
8057050579
Envoy Mortgage - Santa Maria, CA
1110 E Clark Ave Suite U-250 and U260, Santa Maria, CA 93455
8057424881
Gene Perez, Real Estate & Mortgage Loans, home loans
1112 S Broadway, Santa Maria, CA 93454
8054487101
Guild Mortgage - Lu Beltran
3535 Mercury Dr, Santa Maria, CA 93455
5592609057
Novel Home Loans
722 E Main St Suite 105, Santa Maria, CA 93454
8056147000
Emma Cavazos at Pacific Coast Mortgage Group (NMLS #922617)
530 E Main St, Santa Maria, CA 93454
8057144794
Guild Mortgage - Marie Withers
3535 Mercury Dr, Santa Maria, CA 93455
8053610355
Justine Tell at Edge Home Finance Inc
900 E Main St Ste. 102, Santa Maria, CA 93454
8057144681
Greater Mortgage Solutions
1112 S Broadway, Santa Maria, CA 93454
8053521100
Guild Mortgage Company
3535 Mercury Dr, Santa Maria, CA 93455
8053610355
CrossCountry Mortgage, LLC
411 Betteravia Rd # 202, Santa Maria, CA 93454
8055989110
Hii Mortgage Loans Santa Maria Ca
1430 S. Eagle Ct Suite C, Santa Maria, CA 93454
8056230259
US Bank Mortgage
2320 S Broadway, Santa Maria, CA 93454
8008722657
What Does a Reverse Mortgage Specialist in Santa Maria Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee up to 6000 dollars or 2 percent of the home value whichever is less. Third-party costs such as appraisal title insurance and recording fees range from 2000 to 5000 dollars. The upfront mortgage insurance premium is 2 percent of the home value. These costs are often financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Santa Maria?
The borrower must be at least 62 years old. If there is a co-borrower that person must also be 62 or older. The home must be the primary residence.
Are there any income or credit score requirements for a reverse mortgage in California?
There is no minimum income requirement to qualify. However the lender will review your financial history to ensure you can pay property taxes homeowners insurance and maintenance costs. A credit check is part of the process.
Can I lose my home with a reverse mortgage in Santa Maria?
You can lose your home if you fail to pay property taxes or homeowners insurance or if you do not maintain the property. You must also live in the home as your primary residence. These are requirements under California and federal law.