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Find Reverse Mortgage Specialists in San Leandro, CA
Directory of reverse mortgage specialists in San Leandro, California. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
San Leandro, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 reverse mortgage specialists in San Leandro, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michael Gallegos - Fairway Independent Mortgage Corp.
2950 Merced St #101, San Leandro, CA 94578
5103312611
Marty Appel - Reverse Mortgage Professional
312 Warren Ave, San Leandro, CA 94577
5107012167
A reverse mortgage specialist in San Leandro helps homeowners aged 62 and older convert part of their home equity into tax-free funds without monthly mortgage payments. California law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). San Leandro residents can use these funds for home repairs, medical expenses, or supplementing retirement income while staying in their homes.
What Does a Reverse Mortgage Specialist in San Leandro Cost?
Typical costs for a reverse mortgage in California include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These costs range from 3000 to 8000 dollars depending on the loan amount and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in San Leandro?
Borrowers must be at least 62 years old. If there are multiple homeowners, the youngest spouse must meet this age requirement. California law does not allow exceptions to this federal rule.
Do I need counseling to get a reverse mortgage in California?
Yes, California law requires all borrowers to complete a counseling session with a HUD-approved counselor before applying. The session covers loan terms, costs, and alternatives. You must receive a certificate of completion.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.