ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Reverse Mortgage Specialists Near You in San Clemente, CA
Directory of reverse mortgage specialists in San Clemente, California. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
San Clemente, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 18 reverse mortgage specialists in San Clemente, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GM Funding
1201 Puerta Del Sol STE 302, San Clemente, CA 92673
9496887779
Breeze Funding, Inc.
163 Avenida Del Mar, San Clemente, CA 92672
8553467283
Yosef Shapiro - Mortgage Broker
1643 Via Tulipan, San Clemente, CA 92673
7072809627
Blue Home Loans, Inc.
1201 Puerta Del Sol STE 312, San Clemente, CA 92673
8883499320
Alliance Mortgage Lending
635 Camino De Los Mares STE 203, San Clemente, CA 92673
9494435178
Avid Mortgage Solutions
1201 Puerta Del Sol ste 325, San Clemente, CA 92673
9494293700
Matt Cady Mortgage Team
San Clemente, CA 92672
9492386035
San Clemente Reverse Mortgages
San Clemente, CA 92672
9494397030
New American Funding - San Clemente, CA
224 Avenida Del Mar Ste. C, San Clemente, CA 92672
9494458357
LifeSource Mortgage
1238 Puerta Del Sol #2e, San Clemente, CA 92673
9494922252
Sean Harlow- BR Capital and Finance
209 Avenida Del Mar #201H, San Clemente, CA 92672
6262214045
Tom Jessop, New American Funding
224 Avenida Del Mar Ste. C, San Clemente, CA 92672
9492850660
Rescom Financial Services
940 Calle Amanecer suite d, San Clemente, CA 92673
9492403880
Monique Runge, Senior Certified Mortgage Banker
2377 S El Camino Real #204c, San Clemente, CA 92672
5592707447
Green Monarch Reverse Mortgage
1389 Calle Avanzado, San Clemente, CA 92673
8003452041
Mike Lynch
621 S El Camino Real, San Clemente, CA 92672
9494683689
Payless Reverse Mortgage
1201 Puerta Del Sol STE 302, San Clemente, CA 92673
9493853007
The Moore Team Home Loan Group
224 Avenida Del Mar suite e, San Clemente, CA 92672
8887066673
A reverse mortgage specialist in San Clemente California helps homeowners aged 62 and older convert home equity into tax free funds. California law requires borrowers to complete mandatory counseling from a HUD approved agency before applying. San Clemente residents often use these loans to supplement retirement income or cover healthcare costs.
What Does a Reverse Mortgage Specialist in San Clemente Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees such as appraisal and title search. Total costs often range from 6,000 to 12,000 dollars depending on the property value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in San Clemente?
Borrowers must be at least 62 years old. If there are multiple borrowers on the title, all must meet this age requirement. This rule applies statewide in California.
Is reverse mortgage counseling required in California?
Yes. California law mandates that all borrowers complete a counseling session with a HUD approved counselor before a loan application can proceed. The session can be done in person or by phone.
Can a reverse mortgage be foreclosed in California?
Yes. The loan becomes due if the borrower moves out permanently, sells the home, or fails to pay property taxes and insurance. California has a 30 day notice requirement before a foreclosure can start.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in San Clemente who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.