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Find Reverse Mortgage Specialists in Newport Beach, CA
Looking for a reverse mortgage specialist in Newport Beach? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Newport Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 reverse mortgage specialists in Newport Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Trusted Rate, Inc.
4590 MacArthur Blvd Suite 500, Newport Beach, CA 92660
8886791865
Save Financial - Home Mortgage Lender & Hard Money Loans
4000 MacArthur Blvd #600e, Newport Beach, CA 92660
9493795320
Solomon Financial Mortgage & Realty, Inc.
3400 Irvine Ave # 221, Newport Beach, CA 92660
7144037334
Resource Financial Mortgage
2901 West Coast Hwy Suite 200, Newport Beach, CA 92663
7143459708
Pacific Coast Home Loans & Realty, Inc
895 Dove St, Newport Beach, CA 92660
8666746592
Haley Thayer - Mortgage Broker
20151 SW Birch St Suite 175, Newport Beach, CA 92660
9493744143
Ryan Forman - Mortgage Broker
124 Tustin Ave #200, Newport Beach, CA 92663
9496077324
City Edge Financial
359 San Miguel Dr #207, Newport Beach, CA 92660
9492289177
Leslie Heid at CrossCountry Mortgage
881 Dover Dr # 110, Newport Beach, CA 92663
8003169311
Dolphin Mortgage Corporation
20 Land Fall Ct, Newport Beach, CA 92663
9492941151
A reverse mortgage specialist in Newport Beach helps homeowners aged 62 and older convert home equity into tax-free funds without selling their property. Under California law, borrowers must complete a counseling session with a HUD-approved agency before applying for a Home Equity Conversion Mortgage. Newport Beach residents often use these loans to supplement retirement income or cover healthcare costs while staying in their homes.
What Does a Reverse Mortgage Specialist in Newport Beach Cost?
Typical costs for a reverse mortgage in California include an origination fee of up to 2 percent of the home value with a cap of 6000 dollars, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and escrow which can range from 2000 to 5000 dollars. Total closing costs often fall between 8000 and 15000 dollars depending on the property value and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and property requirements for a reverse mortgage in Newport Beach?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence and meet FHA standards for single-family homes, condos, or approved manufactured homes.
Do I need to pay off my existing mortgage to get a reverse mortgage in California?
Yes, any existing mortgage or liens must be paid off using the reverse mortgage proceeds at closing. California law requires that the loan covers all existing debts on the property to ensure the new reverse mortgage holds first lien position.
What happens to the loan when the last borrower dies or moves out in California?
The loan becomes due when the last borrower dies, sells the home, or permanently moves out. Heirs have 30 days to decide to pay off the loan or sell the property. California law gives heirs up to 180 days to settle the loan without foreclosure if they are actively working with the lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.