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Compare Reverse Mortgage Specialists in Montclair, CA
Compare reverse mortgage specialists in Montclair. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Montclair, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 reverse mortgage specialists in Montclair, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AMC Home Financial Services
5206 Benito St Suite 211, Montclair, CA 91763
6267808268
Sanchez Lending Group
5206 Benito St # 113, Montclair, CA 91763
9096579112
APEX Home Mortgage & Life
9775 Monte Vista Ave, Montclair, CA 91763
9512072621
Max Mortgage Lending
5050 Palo Verde St #127, Montclair, CA 91763
9095528022
April Sauseda Home Loans
4959 Palo Verde St suite 106c-8, Montclair, CA 91763
9094771441
A reverse mortgage specialist in Montclair, California helps homeowners aged 62 and older access home equity without monthly payments. California law requires mandatory counseling from a HUD-approved agency before you can apply for a Home Equity Conversion Mortgage (HECM). Working with a local specialist ensures you understand California property tax deferral programs and non-recourse protections.
What Does a Reverse Mortgage Specialist in Montclair Cost?
Typical costs for a reverse mortgage in California include an origination fee up to $6,000, a mortgage insurance premium of 2% of the home value, and third-party fees like appraisal and title search totaling $500 to $2,000. Closing costs generally range from $2,500 to $8,000 depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Montclair California?
A reverse mortgage specialist is a licensed loan officer who guides you through the HECM process in Montclair. They explain loan terms, costs, and California-specific rules like the mandatory counseling requirement. They do not provide legal or financial advice.
Do I need to own my home free and clear to get a reverse mortgage in Montclair?
No, you do not need to own your home free and clear. You can use a reverse mortgage to pay off an existing mortgage. California law requires that the loan be a first lien on the property.
What are the age and property requirements for a reverse mortgage in California?
You must be at least 62 years old. The property must be your primary residence and be a single-family home, a 2-4 unit property, a condo, or a manufactured home that meets FHA standards. California also requires that you complete HUD-approved counseling before applying.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.