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Looking for a reverse mortgage specialist in Mission Viejo? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Mission Viejo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 reverse mortgage specialists in Mission Viejo, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Accelerated Home Loans
26039 Acero Suite 102, Mission Viejo, CA 92691
8005822323
Ethos Lending
26391 Crown Valley Pkwy #230, Mission Viejo, CA 92691
9497201616
Ocean Lending Home Loans
27271 Las Ramblas # 350, Mission Viejo, CA 92691
8885085030
American Veteran Mortgage
27281 Las Ramblas #200, Mission Viejo, CA 92691
8007055885
Homex Financial - NMLS 1181816
23120 Alicia Pkwy #200, Mission Viejo, CA 92692
8004316962
Rate Inc.
27261 Las Ramblas Suite 270, Mission Viejo, CA 92691
9497022292
Troy Martin- C2 Financial Corp.
27201 Puerta Real Suite 300, Mission Viejo, CA 92691
9493055151
Legacy Home Loans Inc
25950 Acero Ste 210, Mission Viejo, CA 92691
9499004600
Spectrum One Mortgage
23052H Alicia Pkwy #158, Mission Viejo, CA 92692
9493157425
Cal Mortgage
26050 Acero, Mission Viejo, CA 92691
8774205550
A reverse mortgage specialist in Mission Viejo California helps older homeowners access home equity without monthly payments. California law requires a mandatory counseling session with a HUD-approved counselor before you can apply. Specialists guide you through the process and explain how a reverse mortgage affects your property taxes and estate.
What Does a Reverse Mortgage Specialist in Mission Viejo Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2% of the home value with a cap of $6,000. Third-party fees for appraisal title insurance and recording can range from $2,000 to $5,000. Counseling fees are usually $125 to $150. Total closing costs often fall between $5,000 and $12,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in Mission Viejo?
A reverse mortgage specialist in Mission Viejo helps you understand HECM loans and determines if you qualify. They coordinate with HUD-approved counselors and explain California-specific rules like the 30-day rescission period. They do not provide financial advice but can clarify loan terms and costs.
What are the California requirements for a reverse mortgage?
California requires all borrowers to attend a HUD-approved counseling session before applying. You must be at least 62 years old and own your home outright or have a low mortgage balance. The lender must also provide a detailed disclosure of all fees and costs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.