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Browse reverse mortgage specialists serving Los Gatos, California. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Los Gatos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 14 reverse mortgage specialists in Los Gatos, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Direct Mortgage Funding
236 N Santa Cruz Ave STE 103, Los Gatos, CA 95030
4083952000
Robert Huibers, Mortgage Advisor
61 E Main St D, Los Gatos, CA 95032
6507201790
Guaranteed Rate Affinity - Robert Bachman
16185 Los Gatos Blvd Suite 205 Office 38, Los Gatos, CA 95032
4088582663
Direct Mortgage Funding: Michele Morse Reen
236 N Santa Cruz Ave Suite 101, Los Gatos, CA 95030
4086261879
Linda Weilert, Reverse Mortgage Specialist
Tatyanna Teeuwisse, LAc, 14127 Capri Dr, Los Gatos, CA 95032
4086563751
Bayview Residential Brokerage
987 University Ave STE 12, Los Gatos, CA 95032
4082982591
Mark Smith Home Loans
455 Los Gatos Blvd, Los Gatos, CA 95032
4084823165
Bryan Russell, Mortgage Consultant
459 Monterey Ave Suite 213, Los Gatos, CA 95030
4086555835
RE Mortgage Advisors
16780 Lark Ave A, Los Gatos, CA 95032
4155164277
Brett Nicoletti
236 N Santa Cruz Ave UNIT 239, Los Gatos, CA 95030
4083160494
The Bachman Team
16185 Los Gatos Blvd Suite 205 Office 38, Los Gatos, CA 95032
4088582663
Westside Mortgage Group
569 University Ave, Los Gatos, CA 95032
4083541864
Golden Mortgage Company, Inc.
223 W Main St D, Los Gatos, CA 95030
6692327045
Silicon Valley Mortgage
451 Los Gatos Blvd UNIT 104, Los Gatos, CA 95032
4084189811
A reverse mortgage specialist in Los Gatos California helps homeowners aged 62 and older access home equity without monthly payments. California law requires that borrowers receive counseling from a HUD-approved agency before obtaining a reverse mortgage. Los Gatos residents often use these loans to supplement retirement income or cover home repairs while staying in their homes.
What Does a Reverse Mortgage Specialist in Los Gatos Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee up to 2 percent of the home value with a cap of 6000 dollars. Closing costs such as appraisal title insurance and recording fees range from 2000 to 5000 dollars. The upfront mortgage insurance premium is 2 percent of the appraised value. Ongoing annual mortgage insurance is 0.5 percent of the loan balance. These costs vary by lender and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications should a reverse mortgage specialist in Los Gatos have?
Look for a specialist who holds a California Department of Real Estate license and has experience with Home Equity Conversion Mortgages HECMs. They should also be familiar with the mandatory HUD counseling requirement in California.
Are there California-specific rules for reverse mortgages?
Yes California requires a three-day right of rescission after loan closing. Borrowers must also receive a disclosure about the loan terms and attend a counseling session with a HUD-approved agency before signing.
How do I choose a reverse mortgage specialist in Los Gatos?
Check their license status on the California Department of Real Estate website. Ask about their experience with HECM loans and request references from past clients in Los Gatos.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.