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Compare Reverse Mortgage Specialists in La Quinta, CA
Compare reverse mortgage specialists in La Quinta. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
La Quinta, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 reverse mortgage specialists in La Quinta, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Financial Network, Inc.
47050 Washington St, La Quinta, CA 92253
7602894701
Envoy Mortgage
47110 Washington St #101, La Quinta, CA 92253
7605018400
Choice One Mortgage Company
78015 Main St #201, La Quinta, CA 92253
3106145920
Chase Mortgage
78805 CA-111, La Quinta, CA 92253
7605640351
Founders Alliance Mortgage and Investments, Inc
78150 Calle Tampico Ste 200J, La Quinta, CA 92253
7603180035
A reverse mortgage specialist in La Quinta California helps homeowners aged 62 and older access home equity without monthly payments. California law requires borrowers to complete HUD-approved counseling before applying. La Quinta residents often use these loans to supplement retirement income or cover healthcare costs.
What Does a Reverse Mortgage Specialist in La Quinta Cost?
Typical costs for a reverse mortgage in California include an origination fee of up to 2 percent of the home value capped at 6 thousand dollars, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and escrow ranging from 1 thousand to 3 thousand dollars. Annual servicing fees may apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in La Quinta?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence. California law mandates a counseling session with a HUD-approved counselor before you can apply.
How does a reverse mortgage work in California?
The lender makes payments to you based on your home equity, age, and interest rates. You do not need to repay the loan until you sell the home, move out permanently, or pass away. California law provides a three-day right of rescission after closing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.