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Directory of reverse mortgage specialists in Irvine, California. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Irvine, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 reverse mortgage specialists in Irvine, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
West Capital Lending
17911 Von Karman Ave suite 400, Irvine, CA 92614
9496523943
Trusted Mortgage Capital
3 Park Plaza #1150, Irvine, CA 92614
8885028187
Purpose Funding
15707 Rockfield Blvd Suite 225, Irvine, CA 92618
8444273863
The Insight Team - NEO Home Loans
100 Spectrum Center Dr Suite 750, Irvine, CA 92618
9496516300
Trustlink Mortgage
7545 Irvine Center Dr Ste 200, Irvine, CA 92618
9493400123
Brave Mortgage
2101 Business Center Dr, Irvine, CA 92612
8442728300
Lexington Home Loans
300 Spectrum Center Dr Suite 170, Irvine, CA 92618
8555858800
Dan the Man for Mortgages
15615 Alton Pkwy, Irvine, CA 92618
7143104162
Alex Anunciation - West Capital Lending
17911 Von Karman Ave suite 400, Irvine, CA 92614
7144187128
Secured American Lending, LLC
18100 Von Karman Ave Ste 100, Irvine, CA 92612
9499984589
247 Home Lending
18818 Teller Ave #145, Irvine, CA 92612
8665871443
Jeremy Scott at E Mortgage Capital
18071 Fitch Irvine, Irvine, CA 92614
5032090536
PrimeLending, A PlainsCapital Company - Westminster
1 Venture Suite 200, Irvine, CA 92618
7146560013
American Senior Lending
2030 Main St # 500, Irvine, CA 92614
8667500558
Reverse Mortgage Educators, Inc
17875 Von Karman Ave suit 150, Irvine, CA 92614
8008002190
Team Legacy Mortgage - powered by West Capital Lending
100 Spectrum Center Dr Suite 750, Irvine, CA 92618
9497917429
Michael Anthony O'Connor - Community Home Funding, Inc.
100 Pacifica #400, Irvine, CA 92618
8334443464
Vic Joshi's Straight Deal Mortgage Irvine
17875 Von Karman Ave Suite 150, Irvine, CA 92614
5106552868
Christine Furnari Purchase Loans and Reverse Mortgages
9891 Irvine Center Dr Suite 190, Irvine, CA 92618
7146121445
HighTechLending, Inc.
2030 Main St # 500, Irvine, CA 92614
8667142040
A reverse mortgage specialist in Irvine helps homeowners aged 62 and older access home equity without monthly payments. California law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists guide clients through loan terms, repayment options, and the impact on heirs under California property rules.
What Does a Reverse Mortgage Specialist in Irvine Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2% of the home value, a mortgage insurance premium of 2% upfront plus 0.5% annually, and third-party fees for appraisal, title, and recording. Total costs often range from 5,000 to 15,000 dollars depending on loan size and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Irvine California?
Borrowers must be at least 62 years old. For a HECM loan, all titleholders must meet this age requirement. California law does not allow exceptions for younger spouses.
Do I need counseling before getting a reverse mortgage in California?
Yes, California requires all borrowers to attend a counseling session with a HUD-approved agency. The session covers costs, alternatives, and obligations. You must receive a certificate before the loan can proceed.
Free • No Obligation
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.