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Find Reverse Mortgage Specialists in Fullerton, CA
Compare reverse mortgage specialists in Fullerton. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Fullerton, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 reverse mortgage specialists in Fullerton, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Menconi and Associates
1370 N Brea Blvd #203, Fullerton, CA 92835
8004751460
Lock Rate Mortgage
1020 S Raymond Ave # A, Fullerton, CA 92831
8885115885
Diane Luongo Gazich - C2 Financial Corporation
3261 N Harbor Blvd # B, Fullerton, CA 92835
7143498890
Millenia Mortgage Fullerton
285 E Imperial Hwy Unit 202, Fullerton, CA 92835
6577771033
C2 Reverse Mortgage: Carlos Perez, Ph.D.
1820 Sunny Crest Dr #5788, Fullerton, CA 92835
7147672064
iPro Mortgage 스티브양 융자
1440 N Harbor Blvd #900, Fullerton, CA 92835
2133936334
Home Living Tree
1440 N Harbor Blvd Suite 900, Fullerton, CA 92835
7149896040
Knoll Financial
1525 E Chapman Ave, Fullerton, CA 92831
7148711967
A reverse mortgage specialist in Fullerton can help homeowners aged 62 and older access home equity without monthly payments. California law requires a mandatory counseling session with a HUD-approved counselor before applying. Fullerton residents often use these loans to supplement retirement income or cover home improvements.
What Does a Reverse Mortgage Specialist in Fullerton Cost?
Typical costs for a reverse mortgage in California include an origination fee of up to 6,000 dollars, an appraisal fee of 400 to 800 dollars, and a mortgage insurance premium of 2 percent of the home value. Closing costs may add 1,000 to 3,000 dollars. These fees are often rolled into the loan balance. Costs vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage and who qualifies in Fullerton?
A reverse mortgage is a loan for homeowners 62 or older that converts home equity into cash. You must own your home and live in it as your primary residence. In Fullerton, you also need to complete HUD-approved counseling before applying.
Are reverse mortgages regulated differently in California?
Yes. California has specific disclosure rules and a three-day right of rescission after closing. Lenders must provide a California Reverse Mortgage Disclosure form. The state also requires that borrowers receive information about alternatives like home equity lines of credit.
What costs are involved with a reverse mortgage in Fullerton?
Costs include an origination fee, appraisal fee, mortgage insurance premium, and closing costs. In California, the origination fee is capped at 2 percent of the first 200,000 dollars of home value plus 1 percent of the amount over 200,000 dollars. Total costs typically range from 2,000 to 8,000 dollars depending on home value and loan type.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.