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Compare Reverse Mortgage Specialists in Eureka, CA
Compare reverse mortgage specialists in Eureka. Review contact information and insurance categorys before you decide.
16 agents listed
Updated May 2026
Eureka, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 16 reverse mortgage specialists in Eureka, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Humboldt Mortgage Company
2037 Harrison Ave, Eureka, CA 95501
7074453027
CrossCountry Mortgage, Christine Joyner Manager
322 1st St, Eureka, CA 95501
7076018188
Joey D'Ambra at CrossCountry Mortgage
322 1st St, Eureka, CA 95501
7072232272
Oceana Bansemer Summit Funding
325 2nd St STE 103, Eureka, CA 95501
7072967076
SN Servicing Corporation
323 5th St, Eureka, CA 95501
8006030836
ReProp Financial
735 4th St, Eureka, CA 95501
7074447711
Summit Funding, Inc.
325 2nd St STE 103, Eureka, CA 95501
7072967077
Pacific Home Team at NEO Home Loans
332 Harris St B, Eureka, CA 95503
7074411411
Key Mortgage Group
3117 E St, Eureka, CA 95503
7074422242
Adam Freitas - Pacific Home Team at NEO Home Loans
332 Harris St B, Eureka, CA 95503
7078346094
Humboldt Home Loans
2145 Myrtle Avenue, Eureka, CA 95501
7072692334
Mountain Bay Mortgage
805 7th St, Eureka, CA 95501
7075727338
Morgan Stanley Financial Advisors
2421 Buhne St, Eureka, CA 95501
7074452014
Fairway Independent Mortgage Corp
322 1st St, Eureka, CA 95501
7076018188
Jennifer Paye - Pacific Home Team
332 Harris St B, Eureka, CA 95503
7078454184
Larson Home Loans
427 F St #235, Eureka, CA 95501
7073217094
Reverse mortgage specialists in Eureka California help homeowners aged 62 and older access home equity without monthly payments. California law requires borrowers to complete HUD-approved counseling before applying. Specialists in Humboldt County can explain how proceeds may be used for home repairs healthcare or daily expenses.
What Does a Reverse Mortgage Specialist in Eureka Cost?
Typical costs for a reverse mortgage in California include an origination fee up to 6000 dollars, a mortgage insurance premium of 2 percent of the home value, and appraisal fees around 500 dollars. Closing costs usually range from 2000 to 5000 dollars. These costs are often financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications should a reverse mortgage specialist in Eureka have?
A qualified specialist should hold a valid California mortgage loan originator license and be knowledgeable about HECM programs. They should also understand California property tax deferral rules for seniors.
How does California law protect reverse mortgage borrowers?
California Civil Code Section 1923.5 requires a three-day right of rescission after loan closing. Borrowers must also receive a list of five HUD-approved counseling agencies before application.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.