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Compare reverse mortgage specialists in Eastvale. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Eastvale, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 reverse mortgage specialists in Eastvale, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Griggs Mutual Realty & Management
6080 Hamner Ave #103, Eastvale, CA 91752
9516858000
Mortgage, Bank of America
12511 Limonite Ave, Eastvale, CA 91752
9513361876
A reverse mortgage specialist in Eastvale, California can help homeowners aged 62 and older access home equity without monthly payments. California law requires mandatory counseling from a HUD-approved agency before you can apply for a Home Equity Conversion Mortgage (HECM). Eastvale residents should work with a specialist familiar with local property values and California senior homeowner protections.
What Does a Reverse Mortgage Specialist in Eastvale Cost?
Typical costs for a reverse mortgage in California include an origination fee up to 6,000 dollars, a mortgage insurance premium of 2 percent of the home value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from 8,000 to 15,000 dollars, but can be higher for high-value homes. These costs are usually financed into the loan rather than paid upfront. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Eastvale?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet FHA property standards. California law also requires you to complete a HUD-approved counseling session before applying.
How much can I borrow with a reverse mortgage in Eastvale California?
The amount depends on your age, the appraised value of your home, and current interest rates. In California, the maximum claim amount for a HECM loan is 1,089,300 dollars as of 2024. Younger borrowers typically qualify for less than older borrowers.
Are reverse mortgage proceeds taxable in California?
No, reverse mortgage proceeds are not considered income by the IRS or the state of California. They are loan advances, so you do not pay state or federal income tax on the money you receive. However, you remain responsible for property taxes and homeowners insurance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.