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Browse reverse mortgage specialists serving Dixon, California. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Dixon, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 reverse mortgage specialists in Dixon, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Magic Mortgage
1170 N Lincoln St #102, Dixon, CA 95620
7073018910
Almond Tree Mortgage: Karstin Hickerson, Mortgage Broker NMLS #239050
1115 Stratford Ave suite d, Dixon, CA 95620
7076891501
ARCK Home Loans
120 N Jackson St, Dixon, CA 95620
7076765109
Almond Tree Mortgage
1115 Stratford Ave suite d, Dixon, CA 95620
7073018910
Sarah L Madsen, Fairway Independent Mortgage Corp
105 E Dorset Dr ste d, Dixon, CA 95620
7076317278
A reverse mortgage specialist in Dixon, California helps homeowners aged 62 and older convert part of their home equity into cash. California law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). Local specialists understand Solano County property values and can explain how a reverse mortgage affects your estate and heirs under state law.
What Does a Reverse Mortgage Specialist in Dixon Cost?
Typical costs for a reverse mortgage in California include an origination fee up to 2.5 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and closing costs like appraisal and title fees. Total upfront costs often range from 5,000 to 15,000 dollars depending on the home value and loan type. Costs are usually rolled into the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and property requirements for a reverse mortgage in Dixon?
You must be at least 62 years old and own your home outright or have a small remaining mortgage. The property must be your primary residence and meet FHA standards. In California, condos and single-family homes usually qualify, but mobile homes may need special approval.
Do I have to pay taxes or insurance on a reverse mortgage in California?
Yes, you must continue to pay property taxes, homeowners insurance, and maintain the home. California law does not exempt reverse mortgage borrowers from these obligations. Failure to pay can lead to loan default and possible foreclosure.
How does a reverse mortgage affect my heirs in Dixon, California?
Heirs can keep the home by paying off the loan balance or selling the home to settle the debt. Under California law, the loan is non-recourse, meaning heirs are not responsible for any shortfall if the home sells for less than the loan amount.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.