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Compare Reverse Mortgage Specialists in Costa Mesa, CA
Directory of reverse mortgage specialists in Costa Mesa, California. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Costa Mesa, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 reverse mortgage specialists in Costa Mesa, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Prime Mortgage
555 Anton Blvd suit 150, Costa Mesa, CA 92626
7146955899
Sovereign Lending Group Incorporated
3540 Howard Way #125, Costa Mesa, CA 92626
8002130109
John Torrijos So Cal Lender
3198 Airport Loop Dr, Costa Mesa, CA 92626
9096157327
Dennis Angstrom at E Mortgage Capital
3151 Airway Ave K230, Costa Mesa, CA 92626
9499454964
ML Home Loans
555 Anton Blvd Suite 150, Costa Mesa, CA 92626
9498139272
OC Mortgage Solutions, Inc.
600 Anton Blvd, Costa Mesa, CA 92626
7144969619
Liquid Home Equity, Inc.
2942 Century Pl #730, Costa Mesa, CA 92626
9495700595
Scott English, Mortgage Broker at United American Mortgage Corporation
3198 F Airport Loop Dr, Costa Mesa, CA 92626
9496890374
Simply Reverse
959 S Coast Dr, Costa Mesa, CA 92626
8008868923
David Patterson | Mortgage Broker| NMLS#916160
950 S Coast Dr Suite 220, Costa Mesa, CA 92626
4259549400
Reverse mortgage specialists in Costa Mesa, California help homeowners aged 62 and older convert home equity into loan proceeds without monthly mortgage payments. California law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists in Costa Mesa guide clients through this process and explain how property taxes, insurance, and maintenance remain the borrowers responsibility.
What Does a Reverse Mortgage Specialist in Costa Mesa Cost?
Typical costs for a reverse mortgage in California include an origination fee up to $6,000, a mortgage insurance premium of 2% of the appraised value, and third-party fees such as appraisal ($400 to $800) and title insurance ($1,000 to $2,500). Closing costs generally range from $5,000 to $15,000. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Costa Mesa California?
Borrowers must be at least 62 years old. For a HECM loan, all owners listed on the title must meet this age requirement. California law also requires that the home be the borrowers primary residence.
Do I need counseling before getting a reverse mortgage in California?
Yes, California law mandates that all reverse mortgage applicants complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. The counselor must be independent of the lender.
What property types qualify for a reverse mortgage in Costa Mesa?
Single-family homes, HUD-approved condominiums, and manufactured homes that meet FHA standards qualify. In California, the property must be in good condition and pass an FHA appraisal. Two-to-four unit properties may also qualify if the borrower occupies one unit.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.