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Find Mortgage Refinance Companies in Toppenish, WA

Compare mortgage refinance companies in Toppenish. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Toppenish, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 2 mortgage refinance companies in Toppenish, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Solarity Credit Union
308 Washington Ave, Toppenish, WA 98948
8003479222
Yakama Nation Credit Enterprise
51 Teo Rd, Toppenish, WA 98948
5098657156

Toppenish homeowners can work with a mortgage refinance company to lower their interest rate or change loan terms. Washington state law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Yakima County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Toppenish Cost?

Typical costs for a mortgage refinance in Washington include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $800 to $1,500. Third party fees like credit report and recording fees add $100 to $300. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Toppenish?
You will need recent pay stubs, tax returns, bank statements, and a government ID. Washington lenders also require proof of homeowners insurance. Your refinance company will give you a full list based on your loan type.
How long does a mortgage refinance take in Washington?
A typical refinance in Washington takes 30 to 45 days from application to closing. Delays can happen if an appraisal is needed or if documents are missing. Your lender must provide a Closing Disclosure at least three business days before closing.