Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 6 mortgage refinance companies in Bainbridge Island, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bainbridge Lending Group LLC - NMLS #42059
345 Knechtel Way NE #200th, Bainbridge Island, WA 98110
2068421444
Becky J Johnson | Fairway Independent Mortgage Corporation Branch Sales Manager
187 Parfitt Way SW Suite #G110, Bainbridge Island, WA 98110
3606209825
Dee Pajak | Fairway Independent Mortgage Corporation Senior Loan Officer
187 Parfitt Way SW Suite G110A, Bainbridge Island, WA 98110
6787994167
Port Madison Mortgage, LLC
403 Madison Ave N Suite #240, Bainbridge Island, WA 98110
2062287189
Evergreen Home Loans Bainbridge Island NMLS 2718062
100 Ravine Ln NE 2nd Floor, Suite 212, Bainbridge Island, WA 98110
2063470179
Ryan Maxwell
350 Madison Ave N Office C, Bainbridge Island, WA 98110
2066539573
What Does a Mortgage Refinance Company in Bainbridge Island Cost?
Typical costs for a mortgage refinance in Washington include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $1,000 to $2,500. Third-party fees such as recording fees and credit report charges add several hundred dollars more. Total closing costs on a standard refinance in Bainbridge Island often range from $3,000 to $7,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Bainbridge Island?
You typically need recent pay stubs, tax returns, bank statements, and a current mortgage statement. Washington lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in Washington state?
A standard refinance in Washington usually takes 30 to 45 days from application to closing. The timeline can vary based on appraisal scheduling and the lender's processing volume.
Are there Washington state laws that affect refinancing costs?
Yes, Washington requires lenders to provide a Loan Estimate within three business days of application. The state also caps certain fees and mandates that prepayment penalties are limited or prohibited on most loans.