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Find Mortgage Refinance Companies in Anacortes, WA

Directory of mortgage refinance companies in Anacortes, Washington. Verify credentials with the state mortgage licensing authority before hiring.

10 agents listed
Updated May 2026
Anacortes, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 10 mortgage refinance companies in Anacortes, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
3014 Commercial Ave A, Anacortes, WA 98221
3602931006
CrossCountry Mortgage - Team Martin
301 Commercial Ave, Anacortes, WA 98221
3607707358
Esther Spence Crabb at Cornerstone Home Lending | NMLS# 117289
3119 Commercial Ave, Anacortes, WA 98221
8557234663
Andrew Velin, Mortgage Advisor
1010 5th St #240, Anacortes, WA 98221
3602096351
Guild Mortgage - Andrya Corral
3014 Commercial Ave A, Anacortes, WA 98221
3604214982
Clarissa Wong at CrossCountry Mortgage
301 Commercial Ave Suite 301, Anacortes, WA 98221
3603123238
Kara Gonzalez - Banner Bank VP Residential Loan Officer
1400 Commercial Ave, Anacortes, WA 98221
3608555431
Kurt McCloud NMLS 422651
619 Commercial Ave Unit 24, Anacortes, WA 98221
2067996114
Wells Fargo Home Mortgage
1018 8th St, Anacortes, WA 98221
3602933119
Jessica Nguyen - Banner Bank Residential Loan Officer
1400 Commercial Ave, Anacortes, WA 98221
3604204192

Mortgage refinance companies in Anacortes Washington help homeowners replace their existing home loan with a new one. Washington law requires lenders to provide a Loan Estimate within three business days of application. This process can lower monthly payments or change loan terms for residents of Skagit County.

What Does a Mortgage Refinance Company in Anacortes Cost?

Typical costs for a mortgage refinance in Washington range from 2% to 5% of the loan amount. This includes an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5% to 1%, and title insurance of 500 to 1500 dollars. Washington also charges a mortgage recording tax of 0.1% to 0.25% of the loan amount. Your actual costs depend on your loan size, property value, and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Anacortes?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Washington lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Washington?
A typical refinance takes 30 to 45 days from application to closing. Washington law gives you a three day rescission period after signing to cancel the loan if you change your mind.
Are there Washington specific fees for refinancing?
Yes, Washington charges a mortgage recording tax of 0.1% to 0.25% of the loan amount. You may also pay title insurance and escrow fees. These costs vary by county.