Compare Mortgage Refinance Companies in Lakewood, WA
Directory of mortgage refinance companies in Lakewood, Washington. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Washington before hiring.
Showing 7 mortgage refinance companies in Lakewood, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Lakewood Washington help homeowners lower their interest rate or change loan terms. Washington state law requires lenders to be licensed and follow specific disclosure rules. Local refinance options include conventional loans, FHA loans, and VA loans for eligible veterans.
What Does a Mortgage Refinance Company in Lakewood Cost?
Typical costs for a mortgage refinance in Washington include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,500. Third party fees such as credit report and recording fees add $100 to $300. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Lakewood Washington?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. Washington lenders also require a signed disclosure form within three business days of your application.
How long does a mortgage refinance take in Washington state?
A typical refinance in Washington takes 30 to 45 days from application to closing. The process includes an appraisal, underwriting, and a three-day rescission period after signing.
Are there Washington specific laws for mortgage refinancing?
Yes, Washington Revised Code Title 19 covers mortgage lending practices. Lenders must provide a Loan Estimate within three days and a Closing Disclosure at least three days before closing. Prepayment penalties are limited under state law.