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Looking for a mortgage refinance company in Lacey? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Lacey, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 19 mortgage refinance companies in Lacey, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
676 Woodland Square Loop SE Suite 111, Lacey, WA 98503
3609995900
West Coast Veterans - VA Loans
4520 Intelco Loop SE #1A, Lacey, WA 98503
3602503400
Kyle Johnson at CrossCountry Mortgage
2533 Marvin Rd NE Suites D & E, Lacey, WA 98516
3604644465
Fairway Independent Mortgage Corporation
719 Sleater Kinney Rd SE #200, Lacey, WA 98503
3603387910
Paramount Residential Mortgage Group Inc
5511 Corporate Center Ln SE Suite C, Lacey, WA 98503
3604819568
Guild Mortgage - Melanie Boyajian
676 Woodland Square Loop SE Suite 111, Lacey, WA 98503
3608805237
Guild Mortgage - Kathy Randich
676 Woodland Square Loop SE Suite 111, Lacey, WA 98503
3602800827
Guild Mortgage - Jeff Devlin
676 Woodland Square Loop SE Suite 111, Lacey, WA 98503
3602595555
Chris Lambert - Movement Mortgage - Lambert Home Loans - MLO #1664733
1110 College St SE unit c, Lacey, WA 98503
3605079759
Guild Mortgage - Felicia Killman
676 Woodland Square Loop SE Suite 111, Lacey, WA 98503
2533246599
PrimeLending, A PlainsCapital Company - Lacey
4331 Lacey Blvd SE #B, Lacey, WA 98503
3603387992
Guild Mortgage - Brian Brock
676 Woodland Square Loop SE Suite 111, Lacey, WA 98503
3609995906
Kirk Davison
1110 College St SE Ste C, Lacey, WA 98503
3607901630
Guild Mortgage - Kim Westall
676 Woodland Square Loop SE Suite 111, Lacey, WA 98503
3607905219
Guild Mortgage - Christel Burton
676 Woodland Square Loop SE Suite 111, Lacey, WA 98503
3607891747
South Sound Home Loans
4570 Avery Ln SE Ste C351, Lacey, WA 98503
3608887442
Malcolm Miller at Cross Country Mortgage
2533 Marvin Rd NE Ste D&E, Lacey, WA 98516
3605563322
Mortgage One Northwest LLC
8120 Freedom Ln NE Ste 200, Lacey, WA 98516
3608789448
Cornerstone Home Mortgage
4520 Intelco Loop SE, Lacey, WA 98503
3605700106
Mortgage refinance companies in Lacey, Washington help homeowners adjust loan terms or lower interest rates. Washington law requires lenders to follow the Consumer Loan Act and provide clear disclosure of fees. Local companies understand the Thurston County housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Lacey Cost?
Typical costs for a mortgage refinance in Washington include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs around $800 to $1,500. Third-party fees like recording fees and credit report charges add $100 to $300. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Lacey?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Washington lenders also require a property appraisal. Check with your chosen company for their specific list.
How long does a mortgage refinance take in Washington?
A standard refinance in Washington usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer. Your loan officer can provide a timeline estimate.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.