Compare Mortgage Refinance Companies in Kent, WA
Directory of mortgage refinance companies in Kent, Washington. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Washington before hiring.
Showing 13 mortgage refinance companies in Kent, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Kent Cost?
Typical costs for a mortgage refinance in Washington include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Third-party fees such as credit report charges and recording fees add 100 to 300 dollars. Washington state charges a mortgage recording tax of 1.28 dollars per 500 dollars of the loan amount for refinances. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in Washington?
In Washington, a standard mortgage refinance usually takes 30 to 45 days from application to closing. The timeline can vary based on appraisal scheduling and lender workload. Washington law requires a three-day rescission period after signing for most refinances.
Are there any Washington state laws that affect mortgage refinancing?
Yes, Washington Revised Code Section 19.144 governs mortgage lending practices. Lenders must provide a Loan Estimate within three business days of application. Washington also has a usury limit of 12 percent for consumer loans, though mortgage rates are often exempt under federal law.
What documents do I need to refinance my home in Kent Washington?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Washington lenders also require a valid government ID and a property appraisal. Self-employed borrowers may need additional profit and loss statements.