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Find Mortgage Refinance Companies Near You in Chehalis, WA

Directory of mortgage refinance companies in Chehalis, Washington. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Chehalis, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 4 mortgage refinance companies in Chehalis, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
McKenzie Kelly, NMLS: 1093037, Valor Home Loans
462 N Market Blvd, Chehalis, WA 98532
3607018502
OneMain Financial
1648 NW Louisiana Ave, Chehalis, WA 98532
3607486053
Chase Mortgage
681 S Market Blvd, Chehalis, WA 98532
3607480145
Lending Network Inc
1611 N National Ave, Chehalis, WA 98532
3607406960

A mortgage refinance company in Chehalis Washington can help you lower your rate or change your loan term. Washington state law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Lewis County property values and can guide you through the process.

What Does a Mortgage Refinance Company in Chehalis Cost?

Typical costs for a mortgage refinance in Washington include an appraisal fee of $400 to $700, title insurance of $500 to $1,500, and lender origination fees of 0.5% to 1% of the loan amount. Recording fees in Lewis County are around $50 to $100. Closing costs usually total 2% to 5% of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Chehalis Washington?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Washington lenders also require a property appraisal. Your refinance company will give you a full list based on your loan type.
How long does a mortgage refinance take in Washington state?
A typical refinance in Washington takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer. Your lender must provide a closing disclosure at least three business days before closing.
Are there Washington state laws that affect refinance costs?
Yes. Washington requires lenders to disclose all fees upfront on the Loan Estimate. The state also limits prepayment penalties on most loans. Refinance costs in Washington typically include title insurance, recording fees, and appraisal costs.