Compare Mortgage Refinance Companies in La Vergne, TN
Browse mortgage refinance companies serving La Vergne, Tennessee. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Tennessee before hiring.
Showing 4 mortgage refinance companies in La Vergne, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in La Vergne Cost?
Typical costs for a mortgage refinance in Tennessee include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Tennessee also charges a mortgage tax of 0.115 percent of the loan amount. Total closing costs often range from 2 to 5 percent of the refinanced loan value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in La Vergne?
The refinance process in Tennessee usually takes 30 to 45 days from application to closing. This timeline can vary based on appraisal scheduling and lender workload. Tennessee law does not set a specific time limit for refinancing, but most lenders follow standard federal guidelines.
Are there Tennessee specific laws that affect mortgage refinancing?
Yes, Tennessee requires a new deed of trust to be recorded with the county register of deeds for any refinance. The state also imposes a mortgage tax of 0.115 percent of the loan amount on most refinances. Additionally, Tennessee has a 14 day right of rescission for refinances on a primary residence.
What documents do I need to refinance my mortgage in La Vergne?
You will typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Tennessee lenders may also require a property survey or title search. Your lender will provide a complete list based on your specific financial situation.