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Find Mortgage Refinance Companies Near You in La Vergne, TN
Directory of mortgage refinance companies in La Vergne, Tennessee. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
La Vergne, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 4 mortgage refinance companies in La Vergne, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Loans
5174 Murfreesboro Rd, La Vergne, TN 37086
6154719040
Advance Financial
5138 Murfreesboro Rd, La Vergne, TN 37086
6156573065
Ascend Federal Credit Union
231 Waldron Rd, La Vergne, TN 37086
8003423086
Regions Bank
5021 Murfreesboro Rd, La Vergne, TN 37086
6153951340
Mortgage refinance companies in La Vergne, Tennessee help homeowners adjust their loan terms, lower interest rates, or access home equity. Under Tennessee law, refinancing is treated as a new loan, requiring a full application and appraisal process. Local lenders in La Vergne are familiar with Rutherford County property values and the state specific recording requirements for new deeds of trust.
What Does a Mortgage Refinance Company in La Vergne Cost?
Typical costs for a mortgage refinance in Tennessee include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Tennessee also charges a mortgage tax of 0.115 percent of the loan amount. Total closing costs often range from 2 to 5 percent of the refinanced loan value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in La Vergne?
The refinance process in Tennessee usually takes 30 to 45 days from application to closing. This timeline can vary based on appraisal scheduling and lender workload. Tennessee law does not set a specific time limit for refinancing, but most lenders follow standard federal guidelines.
Are there Tennessee specific laws that affect mortgage refinancing?
Yes, Tennessee requires a new deed of trust to be recorded with the county register of deeds for any refinance. The state also imposes a mortgage tax of 0.115 percent of the loan amount on most refinances. Additionally, Tennessee has a 14 day right of rescission for refinances on a primary residence.
What documents do I need to refinance my mortgage in La Vergne?
You will typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Tennessee lenders may also require a property survey or title search. Your lender will provide a complete list based on your specific financial situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.