Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 14 mortgage refinance companies in Columbia, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
1920 Shady Brook St, Columbia, TN 38401
9313880200
State Finance of Columbia
1907 Carmack Blvd A, Columbia, TN 38401
9313882468
Security Finance
1907 Carmack Blvd Suite E, Columbia, TN 38401
9313881244
Mariner Finance
230 E James Campbell Blvd #109, Columbia, TN 38401
9313881040
Regional Finance
1159 Trotwood Ave Suite D, Columbia, TN 38401
9315482045
Teresa Cepicky, FirstBank Mortgage, NMLS# 1460595
18 Public Square, Columbia, TN 38401
6154352262
OneMain Financial
1129 Trotwood Ave #28, Columbia, TN 38401
9313815520
Kelly Taylor Mortgage Group
2509 Cayer Ln suite b, Columbia, TN 38401
9316288602
Kelley Mortgage LLC
105 E James Campbell Blvd # 2, Columbia, TN 38401
9314460909
Republic Finance
1116 Nashville Hwy #107, Columbia, TN 38401
9313805868
Todd Kabel, FirstBank Mortgage, NMLS# 628403
18 Public Square, Columbia, TN 38401
6153643065
Heights Finance
208 W 5th St B, Columbia, TN 38401
9313815371
FirstBank Mortgage
18 Public Square, Columbia, TN 38401
8002006462
US Bank Mortgage
400 Westover Dr, Columbia, TN 38401
8008722657
What Does a Mortgage Refinance Company in Columbia Cost?
Typical costs for refinancing in Tennessee include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Tennessee also imposes a mortgage tax of 0.115 percent of the loan principal. Total closing costs often range from 2 to 5 percent of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Columbia Tennessee?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Tennessee lenders also require a property appraisal. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in Tennessee?
A typical refinance in Tennessee takes 30 to 45 days from application to closing. State law does not set a specific time limit, but lenders must follow federal rules for timely disclosures. Delays can happen if an appraisal or title search takes longer.
Are there Tennessee-specific fees for refinancing?
Tennessee charges a mortgage tax of 0.115 percent of the loan amount on refinances. You may also pay recording fees and title insurance costs. These fees vary by county and loan size.