Skip to main content

Find Mortgage Refinance Companies in Collierville, TN

Directory of mortgage refinance companies in Collierville, Tennessee. Verify credentials with the state mortgage licensing authority before hiring.

9 agents listed
Updated May 2026
Collierville, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 9 mortgage refinance companies in Collierville, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Simmons Bank Mortgage Lending Office
1125 Schilling Blvd E # 107, Collierville, TN 38017
8888954663
World Finance
628 W Poplar Ave, Collierville, TN 38017
9018618070
Orion Financial
310 New Byhalia Rd, Collierville, TN 38017
9013855200
Patriot Bank Mortgage
279 Market Blvd, Collierville, TN 38017
9018547383
Bank of England Mortgage - Midsouth
832 W Poplar Ave, Collierville, TN 38017
9016103171
Bluff City Mortgage
195 S Center St # 220, Collierville, TN 38017
9018618022
Renasant Mortgage
796 W Poplar Ave, Collierville, TN 38017
9018502712
Regions Mortgage
1300 W Poplar Ave, Collierville, TN 38017
8003256000
Truist Mortgage
1175 W Poplar Ave, Collierville, TN 38017
9018534399

Mortgage refinance companies in Collierville Tennessee help homeowners lower their interest rate or change loan terms. Tennessee law requires all mortgage loan originators to be licensed through the Tennessee Department of Financial Institutions. Local lenders in Collierville can guide you through the refinance process and explain state-specific requirements like the Tennessee Home Loan Protection Act.

What Does a Mortgage Refinance Company in Collierville Cost?

Typical costs for refinancing a mortgage in Tennessee include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance which can cost $500 to $1,000. Closing costs in Tennessee often total 2% to 5% of the loan principal. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Collierville Tennessee?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Tennessee law also requires lenders to provide a Loan Estimate within three business days of your application. Gather these items to speed up the process.
How long does a mortgage refinance take in Tennessee?
A standard refinance in Tennessee usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal is needed or if title work is slow. Ask your lender for a timeline estimate specific to your case.
Are there any Tennessee laws that affect refinancing?
Yes. Tennessee has a Home Loan Protection Act that limits prepayment penalties and high-cost loans. Also, Tennessee is a non-judicial foreclosure state, so refinancing before trouble can help you avoid a faster foreclosure process.