Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 3 mortgage refinance companies in Woodburn, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Finance
2231 Country Club Rd, Woodburn, OR 97071
5039821111
Chase Mortgage
1539 Mt Hood Ave, Woodburn, OR 97071
5039822223
Reverse Mortgage Funding LLC - James McIntosh
2198 Astor Way, Woodburn, OR 97071
5037305702
What Does a Mortgage Refinance Company in Woodburn Cost?
Typical costs for a mortgage refinance in Oregon include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Third party fees such as credit report and recording fees add 100 to 300 dollars. Total closing costs often range from 2,000 to 5,000 dollars but vary by loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Woodburn Oregon?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. Oregon lenders may also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in Oregon?
A standard refinance in Oregon usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Oregon-specific laws for mortgage refinancing?
Yes. Oregon Revised Statutes Chapter 86 covers mortgage lending and refinancing. Lenders must provide a Loan Estimate and Closing Disclosure within specific time frames. Oregon also has a three-day right of rescission for most refinances.