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Compare Mortgage Refinance Companies in Ashland, OR
Compare mortgage refinance companies in Ashland. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Ashland, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 10 mortgage refinance companies in Ashland, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Strategy One Home Loans - Melissa Redding
40 N Main St #8, Ashland, OR 97520
5417085626
Michael Sallee
180 Clear Creek Dr STE 101, Ashland, OR 97520
5418214724
loanDepot Dave Porter
344 E Main St, Ashland, OR 97520
5417084020
AMK Home Loans LLC
131 Gaerky Creek Rd Suite B, Ashland, OR 97520
5419414888
loanDepot
344 E Main St, Ashland, OR 97520
5417084000
Elite Mortgage
853 Pompadour Dr, Ashland, OR 97520
5413015825
CLEAR MORTGAGE, LLC
300 E Hersey St #10d, Ashland, OR 97520
5414823222
Ashland Reverse Mortgage
64 N Pioneer St, Ashland, OR 97520
9738422448
Chase Home Lending
243 E Main St, Ashland, OR 97520
3327995293
imortgage
344 E Main St, Ashland, OR 97520
5417084000
Mortgage refinance companies in Ashland Oregon help homeowners lower their interest rate or change loan terms. Oregon law requires lenders to provide a Loan Estimate within three business days of application. Local Ashland lenders understand the unique real estate market in Jackson County.
What Does a Mortgage Refinance Company in Ashland Cost?
Typical costs for a mortgage refinance in Oregon range from 2 percent to 5 percent of the loan amount. For a 300,000 dollar loan this means 6,000 to 15,000 dollars in closing costs. Common fees include origination fee (0.5 to 1 percent), appraisal (400 to 700 dollars), and title insurance (800 to 1,500 dollars). Oregon also charges a documentary stamp tax of 0.10 percent of the loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in Ashland Oregon?
The refinance process in Oregon usually takes 30 to 45 days from application to closing. Oregon law gives you a three day right of rescission after signing for most refinances. Delays can occur if an appraisal or title work takes longer.
Are there Oregon specific rules about mortgage refinance fees?
Yes Oregon prohibits lenders from charging prepayment penalties on most residential mortgages. Lenders must also disclose all fees in the Loan Estimate within three days. Some fees like origination and appraisal are standard across the state.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.