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Compare Mortgage Refinance Companies in Florence, OR
Compare mortgage refinance companies in Florence. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Florence, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 3 mortgage refinance companies in Florence, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Beth Rudometkin, American Pacific Mortgage
244 Maple St, Florence, OR 97439
7074868744
Beth Rudometkin, American Pacific Mortgage
244 Maple St, Florence, OR 97439
5417432978
US Bank Mortgage
2300 US-101, Florence, OR 97439
5419975151
Mortgage refinance companies in Florence Oregon help homeowners lower their interest rates or change loan terms. Oregon law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Florence real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Florence Cost?
Typical costs for a mortgage refinance in Oregon include an origination fee of 0.5 percent to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs often total 2 percent to 5 percent of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Florence Oregon?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Oregon lenders may also ask for a property appraisal to confirm your homes value.
How long does a mortgage refinance take in Oregon?
A standard refinance in Oregon usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there Oregon specific laws for mortgage refinancing?
Yes. Oregon Revised Statutes 86A.198 requires lenders to disclose all fees clearly. Oregon also has a three day right of rescission for most refinances, giving you time to cancel after signing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.