Skip to main content

Compare Mortgage Refinance Companies in Pendleton, OR

Browse mortgage refinance companies serving Pendleton, Oregon. Contact information and addresses listed below.

11 agents listed
Updated June 2026
Pendleton, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Oregon before hiring.
Showing 11 mortgage refinance companies in Pendleton, OR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Elaine Anderson
112 S Main St, Pendleton, OR 97801
(541) 304-2069 branches.guildmortgage.com
American Pacific Mortgage - Pendleton, OR
33 SE Dorion Ave, Pendleton, OR 97801
(541) 379-4030 mtgpro.co
OneMain Financial
1730 SW Court Ave, Pendleton, OR 97801
(541) 276-1257 onemainfinancial.com
Guild Mortgage Company
112 S Main St, Pendleton, OR 97801
(541) 304-2069 branches.guildmortgage.com
Kurt Hendrix, SWBC Mortgage
33 SE Dorion Ave, Pendleton, OR 97801
(541) 379-8338 swbcmortgage.com
Westcorp Mortgage Group
230 S Main St, Pendleton, OR 97801
(503) 789-6362
Greg Galloway, Finance of America Mortgage LLC
33 SE Dorion Ave, Pendleton, OR 97801
(541) 743-2950 foamortgage.com
Lee Ann Ottosen - Columbia Bank Home Lending
2101 SW Court PL, Pendleton, OR 97801
(541) 304-6112 columbiabank.com
Guild Mortgage - Emily Wellington
112 S Main St, Pendleton, OR 97801
(541) 329-2069 branches.guildmortgage.com
Rhian Erickson - Banner Bank Residential Loan Officer
125 SE Court Ave, Pendleton, OR 97801
(541) 215-9373 loanofficers.bannerbank.com
Greg Galloway and Chris McClellan Team at American Pacific Mortgage (NMLS 404584)
33 SE Dorion Ave, Pendleton, OR 97801
(541) 377-1345 apmobile.apmortgage.com

Mortgage refinance companies in Pendleton Oregon help homeowners lower their interest rate or change loan terms. Oregon law requires lenders to provide a Loan Estimate within three business days of application. Local lenders in Umatilla County understand Pendletons unique housing market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Pendleton Cost?

Typical costs for a mortgage refinance in Oregon include an origination fee of 0.5 to 1 percent of the loan amount and third party fees for appraisal title and escrow. Appraisal fees in Pendleton range from 400 to 700 dollars. Closing costs usually total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for a mortgage refinance in Pendleton Oregon?
A standard refinance in Oregon usually takes 30 to 45 days from application to closing. Oregon law requires a three day rescission period after signing. Delays can occur if an appraisal or title work takes longer.
Do Oregon refinance companies require a home appraisal?
Most refinance lenders in Oregon require a home appraisal to confirm property value. Some government backed loans like FHA streamline refinances may waive the appraisal. Your Pendleton lender will explain what is needed for your loan type.

Mortgage Refinance Companies in Other Oregon Cities