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Find Mortgage Refinance Companies Near You in Newport, OR
Browse mortgage refinance companies serving Newport, Oregon. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Newport, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 3 mortgage refinance companies in Newport, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jessica Steenkolk at CrossCountry Mortgage
111 SE Douglas St f2, Newport, OR 97365
5417359861
CrossCountry Mortgage, LLC
111 SE Douglas St f2, Newport, OR 97365
5419610609
Guild Mortgage Company
305 NW Coast St, Newport, OR 97365
5412647123
A mortgage refinance company in Newport, Oregon helps homeowners replace their existing home loan with a new one. Oregon law requires lenders to follow specific disclosure rules under the Oregon Consumer Credit Code. Local companies understand the unique coastal property market in Lincoln County.
What Does a Mortgage Refinance Company in Newport Cost?
Typical costs for a mortgage refinance in Oregon include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 800 to 1,500 dollars. Oregon also charges a 0.10 percent documentary stamp tax on the new loan amount. Total closing costs often range from 2,000 to 5,000 dollars for a standard refinance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for a mortgage refinance in Oregon?
A standard refinance in Oregon usually takes 30 to 45 days from application to closing. This timeline can vary based on appraisal availability and lender workload. Oregon law does not set a specific maximum timeline for refinances.
Are there Oregon specific fees for mortgage refinancing?
Oregon charges a documentary stamp tax on the deed of trust at closing, which is typically 0.10 percent of the loan amount. Lenders may also charge origination fees and third party costs. These fees must be disclosed in a Loan Estimate within three business days of application.
Can I refinance a home with a reverse mortgage in Oregon?
Yes, you can refinance a reverse mortgage in Oregon, but you must meet eligibility requirements like age and equity. The refinance must comply with federal HUD rules and Oregon state lending laws. A local lender can explain the specific steps.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.