Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 7 mortgage refinance companies in Rocky Mount, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Regional Finance
1575 Benvenue Rd Unit E-03, Rocky Mount, NC 27804
(252) 557-0086
branches.regionalfinance.com
OneMain Financial
1487 Benvenue Rd Ste AZ-03, Rocky Mount, NC 27804
(252) 977-2425
onemainfinancial.com
Lendmark Financial Services LLC
1539 Benvenue Rd, Rocky Mount, NC 27804
(252) 977-3541
lendmarkfinancial.com
Coastal Credit Union | Rocky Mount Branch
1080 N Winstead Ave, Rocky Mount, NC 27804
(800) 868-4262
coastal24.com
What Does a Mortgage Refinance Company in Rocky Mount Cost?
Typical costs for a mortgage refinance in North Carolina range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 600 dollars, title search and insurance fees of 500 to 1,000 dollars, and lender origination fees of 1,000 to 3,000 dollars. Third-party costs like credit report fees and recording fees add 100 to 300 dollars. Note that costs vary by loan type, property value, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Rocky Mount?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. North Carolina lenders also require a recent property appraisal to confirm home value.
How long does a mortgage refinance take in North Carolina?
The process usually takes 30 to 45 days from application to closing. North Carolina law mandates a three-day right of rescission after signing final documents for most refinances.
Are there any North Carolina laws that protect me when refinancing?
Yes, the North Carolina Anti-Predatory Lending Act limits high-cost loans and requires clear disclosure of fees. Lenders must also follow federal Truth in Lending Act rules.