Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 11 mortgage refinance companies in Concord, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Novus Custom Mortgage Group- Concord
785 Davidson Dr NW, Concord, NC 28025
7047968252
Mariner Finance
93 Concord Commons Pl SW, Concord, NC 28027
9805284220
Terry Whitesell | Novus Home Mortgage Sales Manager
845 Church St N # 310, Concord, NC 28025
7042674086
Brandie Jackson, Loans & Homes
41 Union St S Suite B, Concord, NC 28025
7049979776
Jocelyn Jackson | Novus Home Mortgage Loan Officer
845 Church St N # 310, Concord, NC 28025
7049952826
Homeowners Financial Group
1028 Lee-Ann Dr NE #216, Concord, NC 28025
9806167700
Empower Home Loans
78 Buffalo Ave NW Ste 202, Concord, NC 28025
7577614153
Bruce Lawing | Novus Home Mortgage Branch Manager
845 Church St N # 310, Concord, NC 28025
7047968252
The Gilmore Team | Novus Home Mortgage
785 Davidson Dr NW, Concord, NC 28025
7048150715
Brian B Floyd | Fairway Independent Mortgage Corporation Loan Officer
845 Church St N Suite 310 & 311, Concord, NC 28025
7047016157
MaryEllen MacDonald | Novus Home Mortgage Loan Officer
845 Church St N # 310, Concord, NC 28025
7046502565
What Does a Mortgage Refinance Company in Concord Cost?
Typical costs for a mortgage refinance in Concord North Carolina include an appraisal fee of 400 to 700 dollars, a loan origination fee of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Concord?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. North Carolina lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in North Carolina?
A standard refinance in North Carolina usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation or a second appraisal is needed.
Are there North Carolina specific rules for cash-out refinancing?
Yes. North Carolina limits cash-out refinancing to 80% of the home value for most conventional loans. The state also requires a three-day rescission period after closing for owner-occupied properties.