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Compare Mortgage Refinance Companies in Belmont, NC
Directory of mortgage refinance companies in Belmont, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Belmont, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 9 mortgage refinance companies in Belmont, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Planet Home Lending, LLC - Belmont
100 N Main St Suite 140, Belmont, NC 28012
9803055990
Scott Maness
203 Glenway St, Belmont, NC 28012
7048983306
Brandon Larsen
203 Glenway St, Belmont, NC 28012
3177191269
Belmont Savings Bank, SSB
210 Park St, Belmont, NC 28012
7048259861
Union Home Mortgage
32 N Main St Suite 305, Belmont, NC 28012
7042333158
Mortgage, Bank of America
645 Park St, Belmont, NC 28012
9802632375
Tideline Financial, LLC
32 N Main St #301, Belmont, NC 28012
7046168555
Movement Mortgage
116 Kenwood St, Belmont, NC 28012
8773141499
Atlantic Bay Mortgage Group - Belmonte, NC
32 N Main St, Belmont, NC 28012
9802833190
Belmont homeowners seeking to lower their interest rate or change loan terms can work with a mortgage refinance company. North Carolina law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies in Belmont understand the Gaston County real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Belmont Cost?
Typical costs for a mortgage refinance in North Carolina range from 2 to 6 percent of the loan amount. For a 200,000 dollar loan, this means 4,000 to 12,000 dollars in fees including appraisal, title insurance, and origination charges. North Carolina law limits prepayment penalties on most loans. Costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need to refinance in Belmont North Carolina?
Most lenders require a minimum credit score of 620 for a conventional refinance. FHA loans may accept scores as low as 580. North Carolina does not set a state minimum credit score, so lender requirements apply.
How long does a mortgage refinance take in North Carolina?
A typical refinance in North Carolina closes in 30 to 45 days. Delays can occur due to appraisal scheduling or title search issues. North Carolina law does not mandate a specific timeline, but lenders must follow federal disclosure rules.
Are there North Carolina taxes on refinancing a mortgage?
North Carolina does not impose a state mortgage tax on refinances. However you may pay local recording fees and transfer taxes if the loan amount increases. Check with your lender for exact costs in Gaston County.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.