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Directory of mortgage refinance companies in Morganton, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Morganton, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 6 mortgage refinance companies in Morganton, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Bay Mortgage Group
105 N Green St, Morganton, NC 28655
8283487837
Mariner Finance
639 W Fleming Dr, Morganton, NC 28655
8284309450
OneMain Financial
202 W Fleming Dr, Morganton, NC 28655
8284375349
Welcome Finance Co
208 N Sterling St, Morganton, NC 28655
8284331395
Lendmark Financial Services LLC
B-120 Morganton Heights Blvd, Morganton, NC 28655
8284330779
Cathy McRary Hamby - Truist Mortgage Loan Officer
105 Avery Ave, Morganton, NC 28655
8284374981
Mortgage refinance companies in Morganton North Carolina help homeowners replace their existing home loan with a new one. North Carolina law requires lenders to provide clear loan estimates and follow strict disclosure rules under the NC Residential Mortgage Lending Act. Local companies can guide you through options like rate-and-term refinancing or cash-out refinancing to match your financial goals.
What Does a Mortgage Refinance Company in Morganton Cost?
Typical costs for a mortgage refinance in North Carolina include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costing 500 to 1,000 dollars. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender, loan size, and property location. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Morganton North Carolina?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. North Carolina lenders also require a property appraisal and proof of homeowners insurance. Each lender may ask for additional paperwork based on your loan type.
How long does a mortgage refinance take in North Carolina?
A standard refinance in North Carolina usually takes 30 to 45 days from application to closing. The timeline can vary based on the lender workload and appraisal scheduling. North Carolina law does not set a specific time limit for the process.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.