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Showing 5 mortgage refinance companies in Leland, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Highlands Residential Mortgage
497 Olde Waterford Way #101, Leland, NC 28451
(910) 383-0064
highlandsmortgage.com
What Does a Mortgage Refinance Company in Leland Cost?
Typical costs for refinancing in North Carolina include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees of 400 to 700 dollars. Title search and insurance can cost 500 to 1,500 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need to refinance a mortgage in Leland?
Most lenders require a credit score of at least 620 for conventional refinancing. Federal Housing Administration loans may accept scores as low as 580. Your specific lender will review your full financial profile.
How long does a mortgage refinance take in North Carolina?
A typical refinance closing takes 30 to 45 days from application to funding. North Carolina law does not set a specific timeline but lenders must provide a Loan Estimate within three business days of application.
Are there prepayment penalties for refinancing in North Carolina?
North Carolina law does not ban prepayment penalties on mortgages. However many lenders do not charge them. Review your current loan contract to see if a penalty applies before refinancing.