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Compare Mortgage Refinance Companies in Waretown, NJ

Directory of mortgage refinance companies in Waretown, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Waretown, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage refinance companies in Waretown, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Len Herbert - Advisors Mortgage Group
461 US-9, Waretown, NJ 08758
7326845771
Advisors Mortgage Group - Waretown
461 US-9, Waretown, NJ 08758
7322923133
Smart Home Mortgage
461 US-9 #2, Waretown, NJ 08758
6403562221

Mortgage refinance companies in Waretown New Jersey help homeowners lower their monthly payments or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate within three days of application. Local companies in Ocean County understand the specific property value trends in the Waretown area.

What Does a Mortgage Refinance Company in Waretown Cost?

Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in New Jersey often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Waretown New Jersey?
You typically need recent pay stubs, tax returns, bank statements, and a current mortgage statement. New Jersey lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.