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Compare mortgage refinance companies in Barnegat. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Barnegat, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage refinance companies in Barnegat, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pioneers Home Loans
500 Barnegat Blvd N Ste 400, Barnegat, NJ 08005
6402244409
Tritown Mortgage Connection
500 Barnegat Blvd N # 300, Barnegat, NJ 08005
6094890686
Mortgage refinance companies in Barnegat New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand the unique property values and tax structures in Ocean County.
What Does a Mortgage Refinance Company in Barnegat Cost?
Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Barnegat New Jersey?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a copy of your current mortgage statement. New Jersey lenders may also require proof of homeowners insurance and a property survey.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there New Jersey specific fees for mortgage refinancing?
Yes, New Jersey charges a mortgage recording fee and a state transfer tax on refinances. Recording fees vary by county but often range from 100 to 300 dollars. Transfer taxes may apply if the loan amount changes.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.